UK PAY ESTIMATES · 2026/27

UK Income Tax Calculator

Estimate your UK Income Tax and see it separately from National Insurance, pension contributions and take-home pay.

£
%
£12,570 tax-free allowance

Uses employee National Insurance and assumes pension contributions are made before Income Tax. Results are annual estimates rather than an exact payslip calculation.

YOU KEEP£3,293per month
Gross pay£4,167
Income Tax£624
National Insurance£250
Pension£0
Effective tax + NI rate21.0%

Income Tax is not National Insurance

Income Tax is calculated from taxable income and tax bands. National Insurance is a separate employee contribution with its own thresholds and rates; the results show each deduction independently.

How the estimate is calculated

The calculator uses your tax code allowance and the supported 2026/27 regional bands. Pension contributions entered here reduce pay before Income Tax in this estimate.

When can the result differ?

A different tax code, Scottish residence, pension arrangements or deductions not supported by this calculator can change an actual payslip. This is an estimate rather than tax advice.